UPDATED: Aug 12, 2020
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
We offer Nevada residents life insurance from several of the best NV life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so your Nevada life insurance rates may vary.
However, this guide should help you understand the differences in Nevada life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Nevada.
Before we dive into this guide, find affordable Nevada life insurance rates by clicking on our FREE quote tool above. Get started now.
Nevada Life Insurance Quotes
We offer Nevada residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.
Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.
Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.
Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.
Nevada life insurance also offers residents a 10-day free look period and protection of personal information.
Life Insurance Rates in Nevada
For a ballpark figure of what Nevada life insurance rates look like, check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. Your Nevada life insurance quotes may be different, especially if you smoke.
Also keep in mind that when it comes to Nevada life insurance policies, term life is generally cheaper than whole life insurance policies. So, if you want a whole life policy, you can expect to pay more.
In this next chart, you can also see how many Nevada life insurance companies there are in comparison to other western states.
As you can see in the above chart, Nevada has zero life insurance companies that operate specifically in the state. However, that doesn’t mean fewer life insurance options for you.
By using our free quote comparison tool on this page, you can save money and get access to the best Nevada life insurance.
Nevada Guaranty Association
State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.
In Nevada, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.
Nevada Life Insurance Contacts
Here is a list of all the necessary state contacts for residents with Nevada life insurance claims and other related matters.
If you need information about a Nevada life insurance or health insurance guaranty, contact the Nevada Life & Health Insurance Guaranty Association at 1-775-329-8387 or visit the website.
For the latest updates from the Nevada Division of Insurance, you can call 1-888-872-3234 or visit the website. Here, at the official Nevada Department of Insurance, is where you’ll find up-to-date information on Nevada insurance regulations, learn the most current Nevada insurance code, and find out how to schedule Nevada Department of Insurance appointments.
You can also access the Nevada Division of Insurance license lookup to view a provider’s Nevada insurance license renewal status or their current Nevada insurance license. Print or email options may be available through the Nevada insurance lookup.
QuickQuote is licensed to sell life insurance in Nevada under Agency License Number 7817.
The licensed company principal is Tim Bain, Agent License Number 45949.
Nevada Life Insurance Companies
Don’t wait — Use our free quote tool to get affordable life insurance rates in Nevada. Get started now.