Can I get life insurance with a pre-existing condition?

When it comes to buying life insurance, many people worry that having a pre-existing condition may affect their chances of being approved. While it is true that some insurance providers will not accept individuals with certain conditions, there are still ways to get life insurance if you have a medical condition. In this article, we’ll…

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What does a $500,000 life insurance policy cost?

Figuring out how much $500,000 in life insurance costs can be a difficult task. Many factors play into the cost of life insurance, such as age, health, insurance company, and policy details. We break down the cost of $500,000 in coverage and the factors that determine your premium. Life insurance is underwritten by insurance companies,…

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How to Reinstate a Lapsed Insurance Policy

If you’ve had a life insurance policy that is no longer active or has lapsed, you may wonder if there is an option to reinstate the policy. Fortunately, it’s possible to have a previously inactive policy reinstated and continue enjoying the benefits of having financial protection for yourself and your family. This guide will provide…

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Can you change your life insurance beneficiary?

The short answer to the question, “Can you change my life insurance beneficiary?” is yes, with several parameters. However, it’s important to also know how to choose a life insurance beneficiary to ensure the policy functions as intended and offers financial protection to your loved ones. Many life events can warrant a beneficiary change, including…

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Life Insurance Death Benefit Explained

Life insurance is an important tool for financial planning and protection for your family in the event of your death. The death benefit of a life insurance policy is a key component that can help you provide for your loved ones after you die. In this life insurance death benefit explained guide, we’ll explain what…

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What to Do if Your Life Insurance Claim Is Denied

What if you’ve invested your efforts and hard-earned money into obtaining a life insurance policy, making timely payments, and filing a death benefit claim only to be told that your life insurance company has rejected your claim? It might be an unwelcome surprise since life insurers deny a policy claim 1% of the time.  That…

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