QuickQuote has partnered with Liberty Life Insurance Company (rated A by AM Best and A+ by S&P) to offer a simplified issue term life insurance product that does not require a paramedical exam. The product, RBC ExpressTERM II, is available in coverage amounts from $25,000 to $250,000 and in term lengths of 10, 15, 20 and 30 years.
This term life insurance product can be a good solution for those individuals who are in good health and are seeking relatively low coverage amounts. The product is exceptionally competitive with fully-underwritten term life insurance products in the 18-35 age range. It is available up to an issue age of 60 for the 10-year term policy.
To apply, you simply complete a brief telephone interview with a QuickQuote representative. The representative will ask a series of questions to determine your eligibility. You will then select a payment option (credit card or monthly bank draft) and complete an electronic signature. If approved, you will have the option of printing your policy immediately, and your coverage will be in force! The entire process can be completed in as little as 10-15 minutes.