We hear it from our customers: Change is happening faster than ever before. You're looking for a partner you can trust to help navigate life's twists and turns—without the hassles you've come to expect from a financial services company.
We're listening. To become the company our customers want, we're changing the way we do business: simplifying our products, developing sales and servicing technology that's straightforward and helpful, and creating a better customer experience in all of your interactions with us. Our new look and logo reflect the modern, innovative company we're becoming.
This is just the beginning of the journey. We're looking forward to changing with you—and navigating life together.
MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates ("MetLife"), is one of the largest life insurance companies in the world. Founded in 1868, MetLife is a global provider of life insurance, annuities, employee benefits and asset management. Serving approximately 100 million customers, MetLife has operations in nearly 50 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.
Included Term Life Features
- Acceleration of Death Benefit: Included at no extra cost. Provides a benefit if the insured is certified as terminally ill with a life expectancy of 12 months (24 months in some states) or less. The rider gives the policy owner the right to request all or part of the eligible proceeds.
- Conversion Option: Included at no extra cost. For issue ages less than 65, the policy is convertible until the earlier of the end of the initial term period or the policy anniversary at the insured’s attained age 70. For issue ages 65 and over, the policy is convertible for the first five policy years. Conversion can be made to those MetLife enterprise permanent life products offered at the time of conversion.
Optional Term Life Features
- Disability Waiver of Premium Rider: Available with extra premium.Policy premiums will be waived if you become totally disabled as defined in the policy for a continuous period of at least six months.
A two-year contestable and suicide provision applies.
Guaranteed Level Term is issued by MetLife Insurance Company USA on Policy Form 5E-23-12 and New York only by Metropolitan Life Insurance Company on Policy Form 1E-23-12-NY. All are MetLife companies. All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company.
Guaranteed Level Term (GLT) policies are renewable and convertible term life insurance which provides a level death benefit. GLT is available in four level premium periods — 10, 15, 20 and 30 years — with guaranteed level premiums for the full term of coverage.
GLT 10: Term life insurance with level premiums during the initial 10-year period. Premiums increase annually in years 11 and later.
GLT 15: Term life insurance with level premiums during the initial 15-year period. Premiums increase annually in years 16 and later.
GLT 20: Term life insurance with level premiums during the initial 20-year period. Premiums increase annually in years 21 and later.
GLT 30: Term life insurance with level premiums during the initial 30-year period. Premiums increase annually in years 31 and later.