AIG vs. North American Life Insurance in 2025 (Find Out Who’s Cheaper)
Compare AIG and North American life insurance with term policy rates at $20 and $18 monthly. AIG vs. North American Life Insurance highlights AIG’s term, whole, and universal policies versus North American’s whole life and final expense options. Evaluate their options to find the ideal fit for you.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jan 18, 2025
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Jan 18, 2025
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
AIG vs. North American life insurance displays different program offerings for satisfying diverse coverage necessities.
AIG offers different forms of life insurance such as term, whole and universal. It also gives annuities and services related to retirement. This wide range makes the product flexible for all kinds of financial objectives.
In comparison, North American has its concentration on total life insurance and policies for final expenses which focus is mainly on steady growth over a longer duration. Get started by comparing top providers’ term life insurance quotes.
AIG vs. North American Life Insurance Rating
| Rating Criteria |  |  |
|---|---|---|
| Overall Score | 4.1 | 4.0 |
| Business Reviews | 4.0 | 4.2 |
| Claim Processing | 3.9 | 4.1 |
| Company Reputation | 4.3 | 4.4 |
| Coverage Availability | 4.2 | 4.0 |
| Coverage Value | 4.1 | 4.3 |
| Customer Satisfaction | 3.8 | 4.0 |
| Digital Experience | 4.0 | 3.5 |
| Discounts Available | 3.5 | 3.7 |
| Insurance Cost | 3.9 | 4.0 |
| Plan Personalization | 4.2 | 4.1 |
| Policy Options | 4.3 | 4.5 |
| Savings Potential | 4.0 | 4.1 |
| AIG Review | North America Review |
The piece discusses how these firms vary in their range of products, monetary ratings and customer happiness. It compares their advantages for you to discover the supplier that meets your particular insurance requirements. Enter your ZIP code now to see life insurance quotes from multiple companies near you.
- AIG and North American rates start at $20 and $18 monthly
- AIG offers term, universal, and whole life insurance options
- North American focuses on whole life and final expense coverage
Comparing AIG vs. North American Monthly Life Insurance Rates
This table is making a comparison of the monthly rates for term and whole life policies from AIG, North American, and other top companies. It brings attention to differences in affordability so that you can find out which company has the most cost-effective option for your needed coverage.
AIG vs. North American Monthly Life Insurance Rates by Coverage Type and Provider
| Insurance Company | Term Policy | Whole Policy |
|---|---|---|
| $20 | $25 |
 | $18 | $28 |
| $18 | $30 |
 | $17 | $27 |
 | $19 | $29 |
AIG’s life insurance cost for term insurance is $20 every month. This rate is a little bit more expensive compared to North American and American National which both charge $18 monthly.
On the other hand, when it comes to whole policy costs, North American has the most expensive price at $30 per month whereas AIG offers a lower one with only $25 per month.
Pacific Life gives the cheapest rates for term policies at $17, and a medium price of $27 for complete policies. These variations show how the kind of coverage and its supplier affect cost, assisting you to choose most economical choice that suits your requirements.
This table below shows the monthly charges for entire life policies provided by AIG and North American across varied ages and genders. By placing rates next to each other, you can notice how age and gender influence premium prices. for every supplier.
AIG vs. North American Life Whole Policy Life Insurance Monthly Rates by Age & Gender
| Age & Gender | | |
|---|---|---|
| Age: 16 Female | $65 | $70 |
| Age: 16 Male | $70 | $75 |
| Age: 30 Female | $90 | $95 |
| Age: 30 Male | $95 | $105 |
| Age: 45 Female | $120 | $130 |
| Age: 45 Male | $130 | $145 |
| Age: 60 Female | $200 | $210 |
| Age: 60 Male | $220 | $235 |
From the table, we can see that AIG is providing a bit less cost for many categories. The tiniest difference is seen in young women ($65 from AIG compared to $70 from North American at 16 years of age).
With an increase in age, this gap becomes larger and it’s especially noticeable for men where AIG continues with cheaper premiums.
For instance, a man of 60 years old pays $220 with AIG while he would pay $235 with North American. These differences underline the significance of comparing rates that are based on your demographic to find the best bargain.
Discover more by reading our guide: Calculate Your Term Life Insurance Needs
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Understanding AIG Life Insurance
When evaluating AIG Insurance Company for your life insurance needs, you might consider their various offerings. AIG Life Insurance provides options such as AIG Direct Term Life Insurance, which includes the AIG term life insurance policy.
To determine if this policy suits you, review AIG term life insurance quotes and compare AIG term life insurance rates.
163 reviewsCompany Facts
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163 reviews0 reviewsCompany Facts
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Additionally, look into the AIG term life Insurance Rating and read AIG term life insurance reviews to gauge overall satisfaction.
For a more tailored assessment, get an AIG term life quote to see how term life insurance at AIG aligns with your requirements. To learn more, read our AIG life insurance review.
AIG term life insurance rates are known for being competitive and flexible, catering to various financial needs. For an accurate comparison and to find the best fit for your situation, explore AIG term life insurance rates and see how they stack up against other providers.
AIG term life insurance offers flexible policy terms and competitive rates, making it a solid option for those seeking affordable coverage. For a detailed assessment, check out our AIG term life insurance review, which highlights the benefits and features of AIG’s term life policies.
North American Life Insurance Insights
When considering North American Life Insurance Company, it’s crucial to review its overall reputation and offerings. North American Company rating is notable for its high marks, holding an A+ rating from A.M. Best and the Better Business Bureau, reflecting strong financial stability and customer satisfaction.
Check the North American Company for Life and Health Insurance rating and read the North American Company for Life and Health Insurance reviews for a comprehensive assessment. The North American Company Life Insurance review will provide detailed insights into their policies and services.
Additionally, look at North American Company ratings and North American Life Insurance Reviews to gauge customer satisfaction.
For more specific information, visit the North American Life Insurance Company website and explore North American Company reviews to make an informed decision. Compare policies using North American company life and health insurance reviews.
AIG vs North American Review Comparisons
This table compiles the business ratings and customer feedback for AIG and North American. It gives an overview about satisfaction, financial stability, and amount of complaints. The chart underscores the performance of each provider in important industry measurements to assist consumers in making well-informed decisions.
Insurance Business Ratings & Consumer Reviews: AIG vs. North American
| Agency | | |
|---|---|---|
 | Score: 835 / 1,000 Avg. Satisfaction | Score: 750 / 1,000 Avg. Satisfaction |
 | Score: A Good Business Practices | Score: B+ Good Business Practices |
 | Score: 77/100 Good Customer Feedback | Score: 70/100 Good Customer Service |
 | Score: 0.98 Fewer Complaints Than Avg. | Score: 1.1 Avg. Complaints |
 | Score: A Excellent Financial Strength | Score: A Excellent Financial Stability |
AIG achieves 835 out of 1,000 in J.D. Power rankings, showing higher satisfaction when compared to North American’s score of 750 out of 1,000. Consumer Reports also rates AIG slightly better at 77 out of a hundred when compared to North American’s rating which is 70 over hundred – this highlights more positive customer response.
Consumers may find better complaint resolution with North American, but AIG scores higher in customer satisfaction.Jimmy McMillan Licensed Life Insurance Agent
Despite this, the complaint ratio for North American is smaller (0.98) in comparison to AIG’s average of 1.1, which indicates that they resolve issues better. Both organizations keep strong financial ratings with an A grade from A.M. Best and assure dependability for individuals who hold their policies.
AIG has a noticeable 4.5% share in the life insurance market, this points to its solid hold when compared with North America’s smaller share of 1.2%. Most part of the market, which is about 94.3%, includes other providers and it shows there is strong competition and diverse choices for customers.
Though North American has a lesser portion of the market, it concentrates on specific offerings and attracts particular groups. AIG’s bigger share shows that its product variety is wider and indicates its established name in this field.
Read more:
- AIG vs. Fidelity Life Life Insurance
- AIG vs. MassMutual Life Insurance
- AIG vs. Mutual of Omaha Life Insurance
- AIG vs. SBLI Life Insurance
- AIG vs. State Farm Life Insurance
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Evaluating Term Life Insurance Options from AIG and North American
This part is focusing on the variations in term life insurance provided by AIG and North American. It particularly points out important elements of adaptability and competition. The table gives an insight about how each company addresses different financial needs and policy likings.
AIG is prominent because it offers customizable policy durations. This makes it fitting for both young professionals and people planning to retire. Its competitive prices attract a broad range of individuals looking for flexible coverage. Discover tips on how to buy term life insurance tailored to your needs.
On the other hand, North American focuses on simple options that are meant for people who want easy term life solutions. When customers look at what is being offered and compare them, they can see which provider matches their financial needs and coverage goals more suitably.
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Frequently Asked Questions
What do AIG Direct life insurance reviews say?
AIG Direct life insurance reviews highlight its competitive monthly rates for term policies and ease of online application. Customers often praise the variety of coverage options but note that premiums may increase with age or additional riders. Learn how to calculate your life insurance age to find accurate policy rates.
How do AIG and Pacific Life compare?
AIG excels with flexible term, whole, and universal life policies, while Pacific Life is known for competitive term rates and strong retirement-focused products. Your choice depends on your coverage needs and budget.
What is the AIG life insurance rating?
AIG life insurance has an A rating from A.M. Best, reflecting strong financial stability and reliability. Its high ratings make it a trusted provider in the life insurance industry. Enter your ZIP code today to get customized quotes for AIG vs. North American Life Insurance.
How much is AIG’s life insurance rate?
AIG life insurance quotes start at $20 per month for term life coverage, with whole-life policies beginning at around $25 per month. Rates vary based on age, gender, and policy type.
How does Protective compare to AIG in terms of life insurance?
Protective life insurance offers lower monthly rates for term life insurance, while AIG provides more comprehensive options, including universal and annuities. Both are financially strong, but AIG’s product variety appeals to broader needs.
Is AIG a good life insurance company?
AIG is a reputable life insurance company with strong financial ratings, diverse policy options, and competitive rates. It is well-suited for various financial goals and coverage needs.
Does AIG offer affordable life insurance?
Yes, AIG provides affordable life insurance, with term life policies starting at $20 monthly. The company also offers flexible payment options and coverage levels to suit different budgets.
What do AIG’s whole life insurance reviews say?
AIG’s whole life insurance reviews highlight its guaranteed death benefits, cash value accumulation, and flexible premium options. However, some customers note higher costs compared to term-life policies.
What is the North American Company analysis tool?
The North American Company analysis tool helps agents and policyholders evaluate life insurance policies, compare benefits, and make informed decisions based on coverage needs and costs. Explore how much term life insurance you can buy with flexible policy options.
What services does North American Insurance offer?
North American Insurance Services provides life and health insurance solutions, including term, whole, universal life, and annuities. They also specialize in retirement planning and final expense coverage.
What is the role of the North American Insurance Agency?
The North American Insurance Agency connects customers with tailored life and health insurance policies, offering guidance on term, whole, and universal life options to meet diverse financial needs.
What does North American Life and Health Insurance cover?
North American Life & Health Insurance covers many needs, including term life, whole life, universal life, and health insurance solutions, catering to individuals and families seeking comprehensive coverage.
What is the North American Insurance Company rating?
North American Insurance Company holds an A+ rating from A.M. Best, signifying superior financial stability and strong customer trust in their life and health insurance offerings. Find out why private health insurance is an excellent choice for additional benefits.
What are the benefits of North American universal life insurance?
North American universal life insurance offers flexible premiums, adjustable death benefits, and cash value growth, making it a versatile option for long-term financial planning.
What is the North American AM Best rating?
North American Life Insurance has an A+ rating from A.M. Best, indicating excellent financial strength and a proven ability to meet policyholder obligations. Explore AIG vs. North American Life Insurance rates using our free ZIP code comparison tool.
What does North American health insurance include?
North American health insurance includes a variety of plans covering medical expenses, preventive care, and supplemental health needs designed to support individuals and families.
What is the North American health plan?
The North American health plan offers customized coverage options, including basic medical, preventive care, and specialized health services tailored to diverse healthcare needs. Explore options for cheap life insurance without medical exams for quick coverage.
Your life insurance quotes are always free.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
