AIG vs. SBLI Life Insurance [2024]
When comparing AIG vs. SBLI, AIG insurance is more expensive than SBLI life insurance for both men and women. However, SBLI doesn’t offer coverage to anyone aged 65 or older. While AIG has a higher rating with A.M. Best, SBLI has a higher Better Business Bureau rating and is accredited. AIG and SBLIA life insurance policies include both term and whole life options, and both offer a no-medical-exam option.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Jan 2, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Jan 2, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- SBLI insurance rates for men and women are cheaper on average than AIG insurance rates
- AIG has a higher A.M. Best rating than SBLI
- SBLI has a higher Better Business Bureau (BBB) rating than AIG, and SBLI is accredited while AIG is not
When it comes to life insurance, there are many companies to choose from and comparing them side by side can be an effective way to make a decision. In this guide, we’ll compare AIG vs. SBLI life insurance companies to see which is the right fit for you.
Both companies offer a wide range of term and permanent life insurance policies, as well as a number of other products. Before you choose between AIG vs. SBLI life insurance, shop around and compare prices, products, and ratings.
Read on to learn what you need to know to compare AIG vs. SBLI. Enter your ZIP code now to see life insurance quotes from multiple companies near you today.
AIG vs. SBLI: Which company offers more affordable rates to women?
A number of variables affect your life insurance rates, including your age, gender, and medical history.
The average monthly AIG vs. SBLI life insurance rates for non-smoking women of different ages are shown in this table.
| Age of Female Non-Smoker | AIG Average Monthly Rates $100,000/20-year | SBLI Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.60 | $8.67 |
| 30 | $10.69 | $8.75 |
| 35 | $11.07 | $9.07 |
| 40 | $11.50 | $11.05 |
| 45 | $14.42 | $14.05 |
| 50 | $19.81 | $19.31 |
| 55 | $27.46 | $26.76 |
| 60 | $47.89 | $39.41 |
| 65 | $81.95 | N/A |
SBLI life insurance rates are cheaper for women than AIG rates. However, some SBLI policies are not available to women ages 65 and above.
You should also keep in mind that if you smoke or have other health issues, your rates will be higher.
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AIG vs. SBLI: Which company offers more affordable rates to men?
Now, let’s compare the average monthly AIG vs. SBLI life insurance rates for men who do not smoke.
| Age of Male Non-Smoker | AIG Average Monthly Rates $100,000/20-year | SBLI Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.94 | $9.50 |
| 30 | $10.94 | $9.50 |
| 35 | $11.17 | $9.72 |
| 40 | $14.14 | $11.64 |
| 45 | $17.59 | $17.14 |
| 50 | $26.16 | $23.59 |
| 55 | $37.26 | $36.31 |
| 60 | $55.75 | $61.63 |
| 65 | $99.29 | N/A |
Again, SBLI life insurance rates are lower, but some policies aren’t available to men ages 65 and older.
It’s very easy to compare AIG vs. SBLI life insurance quotes since both companies offer online quotes. Both companies also offer you help online to decide what type of life insurance fits your needs.
AIG vs. SBLI: Which company is more well-reviewed?
Ratings are also important when choosing a life insurance company. A company may have the best deals, but if you can’t trust them to deliver when you need it, it’s not the best fit for you. Let’s look at AIG and SBLI insurance reviews and ratings.
A.M. Best evaluates the financial health of insurance companies. Ratings go from A++ all the way down to D. AIG received an A rating and SBLI received an A-, showing both companies have an excellent ability to meet financial obligations.
The Better Business Bureau ratings range from A+ down to F. AIG received an A rating but is not accredited. SBLI received an A+ rating and is accredited.
Both companies offer online quotes and allow you to access your account with your SBLI or AIG login.
SBLI term life insurance comes in several different forms, and the company also offers whole life, final expense coverage, and additional riders that allow you to customize your coverage. You can also get accelerated underwriting and coverage with no medical exam.
AIG offers term, universal, and whole life insurance policies with a number of flexible options. For example, there are 18 different term variations for its term life insurance, and there are no medical exams required for AIG whole life coverage.
AIG offers more than just life insurance. Although AIG stock services aren’t available, you can purchase AIG retirement services. AIG auto insurance, travel insurance, annuities, and mutual funds are also available.
To learn more, read our AIG life insurance review and our SBLI life insurance review.
We’ve gone over your options for affordable AIG vs. SBLI life insurance. Compare products, rates, and ratings to decide if either company is right for you based on your individual needs and circumstances.
Hopefully, we’ve helped you to learn what you need to know about AIG vs. SBLI life insurance. Enter your ZIP code to get free life insurance quotes from local companies.
Read more:
- AIG vs. Mutual of Omaha Life Insurance
- AIG vs. North American Life Insurance
- AIG vs. State Farm Life Insurance
Frequently Asked Questions
Is AIG life insurance more expensive than SBLI life insurance?
Yes, AIG insurance is generally more expensive than SBLI life insurance for both men and women.
Does SBLI offer coverage for individuals aged 65 or older?
No, SBLI does not offer coverage to anyone aged 65 or older.
Which company has a higher rating with A.M. Best?
AIG has a higher rating with A.M. Best.
Which company has a higher Better Business Bureau rating and is accredited?
SBLI has a higher Better Business Bureau rating and is accredited.
Do both AIG and SBLI offer term and whole life options?
Yes, both AIG and SBLI offer both term and whole life insurance options.
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
