Cancel Your American Amicable Life Insurance Policy Online or by Phone

If you're wondering how to cancel your American Amicable life insurance policy, the good news is that it can be done relatively simply online or by phone. However, life insurance policy cancellation rules differ by company. There are many different reasons why you may want to cancel your life insurance, including rates or coverage options, but you may want to ensure no gaps in coverage before you cancel.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 19, 2021

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Quick Facts

  • Canceling your American Amicable life insurance policy is easy to do with a few minor steps
  • Make sure you have alternative coverage before canceling
  • You can find out all the life insurance policy cancellation rules by visiting your policy page on the American Amicable website

Thinking cancelling your life insurance? After all — how much life insurance do you need?

It’s not wise to be without insurance, but if your health concerns are growing, you might want to consider increasing your coverage, or perhaps you are looking to switch providers entirely.

Before you can begin with the latter, you will need to cancel your current insurance policy. Below, we’ll discuss how to cancel your American Amicable life insurance policy.

If you’re not happy with your American Amicable life insurance quotes, learn how to cancel your American Amicable life insurance policy and compare other life insurance companies in your area by entering your ZIP code below.

How do I cancel my American Amicable life insurance policy?

If you have compared rates and decided that canceling is your best option, you may be wondering about how to cancel a life insurance policy.

Thankfully, there are ways to cancel your American Amicable life insurance policy online. First, you will want to head to their website and log in under the “Policy Holder” section. Continue to the cancellation section and fill out the forms required.

Alternatively, you can request a cancellation via phone by speaking to a customer service agent at 800-736-7311 and filling out the form online.

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Your life insurance quotes are always free.

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When should I cancel my life insurance?

If you have done the research and found a provider you would rather have, or if you just do not require life insurance any longer, you might be ready to cancel your current policy. However, you do not want to cancel your life insurance policy before ensuring you have continuing coverage.

Check to see if there are enrollment options currently available with your new provider of choice before finalizing the cancelation of your current life insurance policy. The last thing you want is gaps in coverage.

Compare rates with some well-known companies, and read the policy options available to you to see which one would work best. Remember, there are many different types of plans and a variety of coverage choices. Take a look at some average life insurance rates below.

Average Annual Life Insurance Rates by Age and Smoker Status
Age and Smoker StatusAverage Male Annual Life Insurance RatesVersus Average Top 10 InsurersAverage Female Annual Life Insurance RatesVersus Average Top 10 Insurers
25-Year-Old Non-Smoker$152.00-$26.54$158.00-$2.57
35-Year-Old Non-Smoker$160.00-$25.04$164.00-$1.91
45-Year-Old Non-Smoker$245.00-$22.89$262.00+$21.75
55-Year-Old Non-Smoker$696.00+$171.05$414.00+$7.06
65-Year-Old Non-Smoker$1,416.00+$142.88$924.00+$43.34
25-Year-Old Smoker$346.00+$24.24$210.00-$38.75
35-Year-Old Smoker$416.00+$55.77$252.00-$34.18
45-Year-Old Smoker$739.00+$101.49$464.00-$29.20
55-Year-Old Smoker$1,428.00+$63.91$864.00-$127.63
65-Year-Old Smoker$2,868.00-$377.05$1,884.00-$351.31
Average Non-Smoker$533.80+$47.89$384.40+$13.53
Average Smoker$1,159.40-$26.33$734.80-$116.21
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Use these rates to compare to other companies and make sure you’re getting the best price possible.

Do I get money back when I cancel my life insurance?

If you are ready to leave American Amicable life insurance company for good and move forward with the cancelation process, you may be wondering if you are entitled to a refund.

Depending on the life insurance policy cancellation rules for your specific policy, you absolutely may be entitled to refund compensation when canceling your life insurance.

Following the steps with the online cancelation forms will get you started right away. American Amicable life insurance rates are considered average, and if any money is owed back, it would depend on your current coverage rate information.

As you are probably aware, not all life insurance policies are the same, and the customer service you receive from each company is unique to their standards. Make sure you are completely satisfied with the company you choose to cover your life.

Now that you know how to cancel your American Amicable life insurance policy, enter your ZIP code into the free tool below to find quotes for life insurance companies near you.

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