Cancel Your Baltimore Life Insurance Policy Online or by Phone

You can cancel your Baltimore life insurance policy over the phone. While you cannot cancel your Baltimore Life insurance policy online, you can put in a request to have an agent contact you for further assistance. The Baltimore Life insurance company customer service number is readily available on the company website.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 14, 2021

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Quick Facts

  • You can cancel your Baltimore Life insurance policy over the phone
  • Currently, you cannot cancel your policy online or through a mobile application
  • If you choose to cancel your policy, there are no penalties or hidden fees

You can cancel your Baltimore Life insurance policy penalty-free over the phone or by mailing a letter to the company headquarters.

Canceling different types of term life insurance is easier, but you can also surrender whole life insurance policies from Baltimore Life.

After learning if you can cancel your Baltimore Life insurance policy online, remember to enter your ZIP code into our free tool above to receive life insurance rates from the leading providers in your area.

Can you cancel your Baltimore Life insurance policy online or over the phone?

Sometimes people cancel life insurance policies because they no longer require the coverage.

Whether your family is now financially independent or you can longer afford your monthly Baltimore life insurance quotes, typically, canceling life insurance is simple and free.

Currently, you cannot cancel any Baltimore Life Insurance Company policies online.

Instead, you must call to speak to an agent directly or mail the appropriate documents to the company headquarters.

For your convenience, the Baltimore Life Insurance Company customer service number is 800-628-5433 or 866-660-6253.

Remember, it’s easier to cancel term policies than whole policies. However, you have the option to terminate either policy at any time.

After you initially buy Baltimore Life insurance, you have a 10 to 30 day free-look period.

During that time, you can cancel the coverage for any reason and receive a full refund on any premiums paid.

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Your life insurance quotes are always free.

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How do you cancel a term Baltimore Life insurance policy?

To cancel your Baltimore term life insurance policy, follow these two easy steps:

  • Stop paying your monthly Baltimore life insurance rates
  • Contact a Baltimore Life agent over the phone or by mail, informing them of your choice

What happens if you don’t pay your life insurance premium? Because affordable Baltimore life insurance term policies do not have cash values, your policy lapses, and you’re no longer covered.

You will not receive any money back unless you’re in the middle of a pay cycle.

Then the premium will be refunded since it can no longer go towards an existing policy.

How do you cancel a whole Baltimore Life insurance policy?

Canceling whole life insurance from Baltimore Life is more complicated because a portion of your monthly premiums built equity.

Do not stop paying these monthly payments. Instead, call an agent and create an agreement between yourself and your provider.

Otherwise, if a whole policy lapses, it could jeopardize your cash value.

Fortunately, according to the National Association of Insurance Commissioners (NAIC), many states have adopted nonforfeiture clauses to protect consumers in this situation.

Depending on how long you’ve maintained the policy, you might receive a refund after finalizing the cancelation.

Cancel Your Baltimore Life Insurance Policy: The Bottom Line

Fortunately, Baltimore Life makes canceling a life insurance policy easy for consumers.

All you need to do is pick up the phone to call an agent or send a termination letter to the company headquarters.

Now that you’ve learned how to cancel a life insurance policy from Baltimore Life, shop around for new coverage by entering your ZIP code into our free rate tool below.

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