Outlive Your Term Life Insurance Policy: Exercise for More than Looks

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites...

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UPDATED: Mar 26, 2020

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It’s easy to get to the gym when you’re preparing for that big beach vacation or want to look perfect for a special event. But what about the rest of the time? Vanity isn’t a great long-term motivator for most people. Try and bring consistency and enthusiasm to your exercise schedule. Below are some powerful reasons to work out that have nothing to do with looking good and may just help you outlive your term life insurance policy.


Here’s a pretty obvious one. If you exercise regularly, your strength and endurance will improve. Even slight changes in muscle size can make a big difference in strength. An increase in muscle that’s not even visible can be all it takes to improve your ability to do small tasks. By exercising regularly, you’ll be better able to better tackle everyday activities and enjoy doing them more.

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Mental Capacity

Physical exercise is not only good for the body but also the mind. Exercise helps to maintain blood flow to the brain and encourage new brain cell growth. Aerobic exercise improves oxygen consumption, which benefits brain function and reduces brain cell loss. Another reason to get at least 30 minutes of exercise in each day.


Working out does not have to feel like work. There are plenty of enjoyable ways to exercise. For example, if you live in a scenic area, going for a run or bike ride along a beautiful route. Other great options include using exercise as a chance to spend time with friends and family, playing a sport or game and striving to achieve new personal bests. Find something you love that can keep you active.

Stress Relief

Nothing can beat regular exercise as a stress reducing technique. Exercise is the best way to dissipate the excess energy, especially if you have a sedentary job. Exercise causes the release of chemicals called endorphins into your bloodstream, making you feel relaxed and happy. As such, it can be a helpful tool in fighting depression, anxiety and lowering blood pressure. For these reasons, it’s a good idea to channel your energy into exercise.

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Better Sleep

Studies have shown that regular physical activity might encourage better shut-eye. People who meet national exercise guidelines sleep better and have less daytime fatigue than those who don’t train regularly. Some researchers think physical activity improves sleep by helping reduce levels of stress, anxiety, and depression. Others have suggested an energy conservation hypothesis, essentially saying that when you burn more calories through exercise, your body more efficiently uses the sleep period to recover. Either way, more exercise means more rest.

Longer Life

When you choose to exercise, you’re making an investment, not just in your present physical appearance, but in the rest of your life. People who regularly exercise live longer and stay healthier into old age. If not for yourself, consider the family members that love and depend on you. Exercise and outlive your term life insurance policy.

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Food For Thought

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