Life Insurance Policyholder Resources

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Is life insurance taxable?

The insurance market has always provided people with various choices when choosing a provider, and with choices come questions. For example, a popular question revolves around whether or not life insurance is taxable.  Taxes are frustrating enough, so we want to take the guesswork out of whether or not there are taxes on life insurance....

The insurance market has always provided people with various...

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Laddering Life Insurance Policies: Ways To Save

Like most people, you probably think of life insurance as a one-time purchase: You buy a policy, and that’s it. But what if there was a way to save money on life insurance? That’s where the ladder life insurance strategy comes in. The ladder strategy is a way to save money on your life insurance...

Like most people, you probably think of life insurance as a ...

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How to Pay for Your Term Life Insurance Policy

Like paying for your term life insurance policy? Of course not. But since you're a responsible, law-abiding citizen, you may as well save some money.

Like paying for your term life insurance policy? Of course n...

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Cancel Your Fidelity Life Insurance Policy Online or by Phone

Do you want to learn how to cancel Fidelity Life insurance? Canceling Fidelity Life insurance can be done in a few steps. But how many steps do you need to take to cancel Fidelity Life insurance? Don’t worry — we’re here to help. Read our guide to learn how to cancel Fidelity Life insurance policies....

Do you want to learn how to cancel Fidelity Life insurance? ...

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Cancel Your Aetna Life Insurance Policy Online or by Phone

If you are looking to cancel your Aetna life insurance policy, whether because Aetna life insurance quotes are too pricey for you or for any number of reasons, you probably have a few questions about the process. We are going to provide you with all the information you will need, as well as answer the...

If you are looking to cancel your Aetna life insurance polic...

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Cancel Your Gerber Life Insurance Policy Online Or By Phone

A life insurance policy isn’t a legal requirement like carrying auto insurance, which means you can cancel Geber life insurance anytime. If you decide that Gerber life insurance is no longer for you, you can choose to cancel your Gerber life insurance policy online or by phone. We will cover how to cancel permanent life...

A life insurance policy isn’t a legal requirement like car...

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How to Negotiate a Bodily Injury Settlement

You ought to recover compensation whenever you experience personal injury due to reckless or negligent acts of another person. Unfortunately, the insurance company may sometimes provide a low offer as compensation because most injured individuals may not know how to evaluate damages and get a fair settlement. The goal of insurance adjusters, after all, is...

You ought to recover compensation whenever you experience pe...

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What is insurance rebating?

If you’re shopping for life insurance, you are likely seeking the best deal possible. Acquiring cheap rates is important, but you should steer clear of any illegal practices. An insurance rebate is an illegal act of offering money back for selecting an insurance policy. This money usually derives from the commission promised to an insurance...

If you’re shopping for life insurance, you are likely ...

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Is a personal injury settlement taxable?

If you’ve suffered a personal injury that was the fault of another party, it can be an incredibly difficult time. You may be dealing with an injury that is preventing you from working or even carrying out your simple day-to-day tasks. On top of that, you have the financial stress of not being able to...

If you’ve suffered a personal injury that was the faul...

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Medical Information Bureau: Understanding the Importance of Medical Records in Life Insurance

What is the Medical Information Bureau’s purpose, and how can it affect your life insurance? Also, who makes up the Medical Information Bureau currently? The Medical Information Bureau is now known as MIB, and is a non-profit corporation that securely maintains consumer information. Health and life insurance companies use MIB’s database to verify applicants’ health...

What is the Medical Information Bureau’s purpose, and how ...

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What You Should Know When Selling Your Life Insurance Policy

There are many reasons why someone may want to sell their life insurance policy. If you want to cash out quickly, you found the right guide for answers. Before you start, it’s essential to know the market before you sell your life insurance policy for cash. Understanding who you are selling to will help you...

There are many reasons why someone may want to sell their li...

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Does Securian Financial offer 401(k) plans?

Securian Financial Group is one of the largest group insurers and financial planners in the U.S.. Along with the Securian 401(k) plan, its suite of retirement products also includes pension plans and 403(b) and 457 plans for tax-exempt and non-profit businesses.  Securian 401(k) plans are available to employers who want to offer their teams competitive...

Securian Financial Group is one of the largest group insurer...

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What is an automatic premium loan provision?

Permanent life insurance policies are typically issued with multiple riders and provisions that specify the details of the policy. One such provision is the automatic premium loan provision which protects policyholders from lapsing on their policy due to nonpayment of their premiums. Read more below about how the automatic premium loan provision works with a...

Permanent life insurance policies are typically issued with ...

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How to Fill Out a Money Order

Money orders are secure and widely accepted forms of payment that you can use to send money to individuals or businesses. Even more exciting is that if you want to put money down to obtain affordable life insurance, knowing how to fill out a money order can help you buy the coverage that you need....

Money orders are secure and widely accepted forms of payment...

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How to Access the Medical Information Bureau

When you apply for life insurance or some other type of health-related insurance, the information you put on your application is submitted to the Medical Information Bureau (MIB), which compiles all of the data into a single report. Insurance companies can access these reports to ensure accurate information on applications. Consumers can also access their...

When you apply for life insurance or some other type of heal...

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Does Allstate have life insurance?

If you’re searching for life insurance, you are probably considering policies with some of the most popular insurance companies in the industry. This may have you asking, “does Allstate have life insurance?” Allstate does offer life insurance in the U.S. Allstate life insurance policies have a few different options that will allow you to purchase...

If you’re searching for life insurance, you are probab...

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Insurance Agent vs. Broker: What’s the Difference?

When it comes to buying term life insurance, car insurance, or any other type of insurance, you’ll hear the terms “agent” and “broker” thrown around a lot. You might not know exactly what they do or how they differ from each other. Though, the insurance agent vs. broker topic isn’t all too difficult to understand....

When it comes to buying term life insurance, car insurance, ...

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What is a permanent policy?

When it pertains to buying life insurance, permanent policies are some of the most common policy types available. There are many different permanent life insurance types that offer lifelong coverage with varying benefits. But what exactly is permanent life insurance and how does it differ from other types of life insurance? In this guide, we’ll...

When it pertains to buying life insurance, permanent policie...

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What Is a Nonforfeiture Option?

For those who hold a permanent life insurance policy, nonforfeiture options are available to protect the insured. Life happens and sometimes insurance policies need to be surrendered or premiums cannot be consistently paid. Insurance companies want you protected no matter what happens. Read the article to learn more about the meaning of nonforfeiture in an...

For those who hold a permanent life insurance policy, nonfor...

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Who is considered the next of kin?

Who is considered next of kin for life insurance companies and what are next-of-kin rights? Life insurance companies generally do not need to recognize your next of kin if you list beneficiaries. Generally, next of kin is a legal term that determines who inherits a person’s property or who makes funeral arrangements if you die...

Who is considered next of kin for life insurance companies a...

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