Types of Life Insurance

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

default imagePost

What You Need to Know About Life Insurance Savings Accounts

If you’re looking for an additional way to save some money, a life insurance savings account may be able to provide you with a financial opportunity. Also known as cash value, a life insurance savings account is included in most permanent life insurance policies. A life insurance savings account can be beneficial during stressful times,...

If you’re looking for an additional way to save some m...

default imagePost

The Problem with Employer-Provided Life Insurance

As if working for "the man" isn't bad enough, leaving can be painful, too. Especially if you only have employer-provided life insurance.

As if working for "the man" isn't bad enough, leaving can be...

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

default imagePost

Flexible Premium Life Insurance

Flexible premium life insurance is also known as adjustable life insurance. It’s one of the few life insurance policies that are in between term and permanent life insurance. Learn more about flexible premium life insurance by going through our comprehensive guide on various details about flexible premium life insurance and other variations of the policy...

Flexible premium life insurance is also known as adjustable ...

default imagePost

Equity Indexed Universal Life (EIUL) Insurance

Equity indexed universal life insurance is a permanent life insurance policy that has stock market investment perks. It’s one of the more complex life insurance policies where a financial advisor is recommended. Continue reading this guide to learn general information about the equity-indexed universal guide and how much it costs per month. How does equity-indexed...

Equity indexed universal life insurance is a permanent life ...

default imagePost

Extended Term Life Insurance

Extended term life insurance is a type of life insurance that allows you to keep the value of a whole life insurance policy and turn it into a term life policy. However, there are special conditions that will permit you to change your whole life policy without cancelling. This short guide explains everything you need...

Extended term life insurance is a type of life insurance tha...

default imagePost

Which of the following is an example of a limited-pay life policy?

Limited-pay life policy is one of the most preferred insurance options in the current age, as people tend to choose policies that will offer significant financial growth. As the name suggests, the limited-pay life policy requires the policyholder to pay the dues for a limited number of years rather than keep paying for an extended...

Limited-pay life policy is one of the most preferred insuran...

default imagePost

Burial Insurance for Seniors: The Essentials

Discussing funeral plans with a loved one can be an uncomfortable conversation, but it’s vitally important. Funerals are expensive, and if you’re not leaving money to your family, they’ll have to pay for your burial out of pocket. Burial insurance (also called final expense insurance) is an alternative to whole or term life insurance. Burial...

Discussing funeral plans with a loved one can be an uncomfor...

default imagePost

Which type of life insurance policy generates immediate cash value?

If you’re in a rush to find a permanent life insurance policy, you might be wondering which type of life insurance policy generates immediate cash value. Life insurance waiting periods can cause issues if you suddenly pass before your cash value or death benefit is available. Waiting for a product you’ve already purchased can be...

If you’re in a rush to find a permanent life insurance...

default imagePost

Will life insurance cover LifeFlight?

Most people are familiar with air ambulances, as they save hundreds of thousands of lives every year. Also known as LifeFlight, air ambulances are faster to transport those in need of immediate medical care than regular ambulances. Often, it is confusing as to whether your health or life insurance policy will cover a LifeFlight ride....

Most people are familiar with air ambulances, as they save h...

default imagePost

What is a limited pay life insurance policy?

There are many different options in regard to life insurance policies. No matter your budget, there is likely a life insurance policy that could work for you and benefit your loved ones. One type of permanent life insurance policy that isn’t as common as others is a limited pay life insurance policy. With a limited...

There are many different options in regard to life insurance...

default imagePost

Cash Value vs. Surrender Value: Which is better for you?

Some professionals will make cash value vs. surrender value sound like a difficult concept, but our article breaks it into an easy-to-read guide. Cash value and surrender value are common among annuities and permanent life insurance policies. We’ll focus on how both values affect life insurance for this guide. If you want to compare cash...

Some professionals will make cash value vs. surrender value ...

default imagePost

Credit Life Insurance

Despite its name, credit life insurance is very different from other types of life insurance, such as term life insurance. Some may even argue that it isn’t life insurance at all. So, what is credit life insurance? We’ll discuss this and more below. Keep reading to find out how credit life insurance works and whether...

Despite its name, credit life insurance is very different fr...

default imagePost

Infinite Banking Explained

Infinite banking is a finance strategy that has more questions than answers. The gist of infinite banking is getting a loan from your life insurance company that uses your death benefit as collateral. Our guide will tell you everything you need to know about the infinite banking life insurance strategy. Also, we’ll talk about infinite...

Infinite banking is a finance strategy that has more questio...

default imagePost

Cash Flow Banking Explained

Some of the most popular companies have used cash flow banking to jumpstart their passions into massive empires. Cash flow insurance isn’t insurance, but it allows a policyholder to use their whole life policy as a means to invest in themselves or other business ventures. Please read our cash flow banking review before you speak...

Some of the most popular companies have used cash flow banki...

default imagePost

Whole Life vs. Indexed Universal Life (IUL)

Whole life insurance and indexed universal life insurance (IUL) are permanent life insurance policies that guarantee death benefits for the duration of your life. Both policies also double as an investment vehicle and put a portion of your annual rates into a high-interest bank or investment account. As a result, the total cash value of...

Whole life insurance and indexed universal life insurance (I...

default imagePost

401(k) vs. Indexed Universal Life (IUL)

What is the difference between a 401(k) vs Indexed Life Insurance? While many of us are familiar with 401(k)s, indexed universal life insurance, or IUL, is another story. While the two policies have many similarities, there are also vital differences that you should be aware of while planning for retirement. IUL life insurance terms last...

What is the difference between a 401(k) vs Indexed Life Insu...

default imagePost

Whole vs. Universal Life Insurance

Which is the better policy when it comes to whole life vs. universal life (UL)? That depends on your finances, investment plan, and the kind of death benefit you want to leave behind for your family.  Both whole life and universal life insurance are permanent policies that last for your life. They also allow you...

Which is the better policy when it comes to whole life vs. u...

default imagePost

Renewable Term Life Insurance

Are you wondering about renewable term life insurance quotes? We understand the insurance industry can be confusing, so we’ll go over everything you need to know step by step. That way you won’t become buried under a renewable term policy landslide full of too much information. We’ll cover the basics and what you can expect,...

Are you wondering about renewable term life insurance quotes...

default imagePost

Decreasing Term Life Insurance

Are you wondering just what decreasing term life insurance is or if you need a decreasing term life insurance calculator? We’ll go over it step by step manner because we understand insurance is tricky. Knowing how the different terms and how to compare life insurance will help you find the best rates. Decreasing term life...

Are you wondering just what decreasing term life insurance i...

default imagePost

Guaranteed Universal Life Insurance

Quick Facts Guaranteed universal life insurance is often significantly more expensive than term life insurance With guaranteed universal life insurance the policy provider guarantees your death benefit, cash value, and/or premiums For those who want more than just a death benefit for their beneficiaries, guaranteed universal life insurance may be a good option Guaranteed universal...

Quick Facts Guaranteed universal life insurance is often sig...

Ready to compare quick life insurance quotes?

Your life insurance quotes are always free.

secured lock Secured with SHA-256 Encryption

QuickQuote is a BBB Accredited Business. BBB