Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 30, 2020

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

We offer District of Columbia residents life insurance from several of the best DC life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect a variance with your District of Columbia life insurance rates.

However, this guide should help you understand the differences in the District of Columbia life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in the District of Columbia.

Before we dive into this guide, find affordable District of Columbia life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

District of Columbia Life Insurance Quotes

We offer District of Columbia residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

District of Columbia life insurance also offers residents a 10-day free look period, a 30-day grace period, and guaranteed protection of death benefits up to $300,000.

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Life Insurance Rates in District of Columbia

To give you an idea of what District of Columbia life insurance rates look like, you can check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. 

Keep in mind that your District of Columbia life insurance quotes may be different, especially depending on which type of District of Columbia life insurance policy you choose.

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In this next chart, you can also see how many District of Columbia life insurance companies there are in the area.

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As you can see in the above chart, the District of Columbia is home to zero life insurance companies that operate specifically in the area. However, you still have plenty of options. Get access to the best District of Columbia life insurance with our free comparison tool on this page to save money.

District of Columbia Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In the District of Columbia, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

District of Columbia Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with District of Columbia life insurance claims and other related matters.

Guaranty Association

If you need information about a District of Columbia life insurance or health insurance guaranty, contact the District of Columbia Life & Health Insurance Guaranty Association at 1-202-434-8771 or visit the website.

Insurance Department

For the latest updates about life insurance from the District of Columbia Department of Insurance, contact The District of Columbia, Department of Insurance, Securities and Banking by phone at 1-202-727-8000 or visit the website. Here, you can submit DC insurance commissioner complaints and find District of Columbia insurance bulletins.

You can also access the District of Columbia Department of Insurance agent lookup, the DC Department of Insurance license lookup, and the District of Columbia producer license search if you’re interested in learning more about a specific life insurance agent or company.

For employees of the District of Columbia government, you can also find out answers to all your questions about your DC government life insurance, including the DC police life insurance.

Legal Info

QuickQuote is licensed to sell life insurance in District Of Columbia under Agency License Number 0197757.

The licensed company principal is Tim Bain, Agent License Number 1017507.

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District of Columbia Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in the District of Columbia. Get started now.