Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 30, 2020

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

We offer New Hampshire residents life insurance from several of the best NH life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so your New Hampshire life insurance rates will vary.

However, this guide should help you understand the differences in New Hampshire life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in New Hampshire.

Before we dive into this guide, find affordable New Hampshire life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

New Hampshire Life Insurance Quotes

We offer New Hampshire residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

New Hampshire life insurance also offers residents a minimum grace period of 30 days, a free look period, a guarantee of death benefits and cash value, and a timely payment.

Your life insurance quotes are always free.

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Life Insurance Rates in New Hampshire

To give you an idea of what New Hampshire life insurance rates look like, check out the chart below to see what the top companies charge based on non-smoking status, age, marital status, and gender. Keep in mind that your New Hampshire life insurance quotes may be different, depending on demographics, occupation, habits, and family medical history as well as which New Hampshire life insurance policy you choose.

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In this next chart, you can also see how many New Hampshire life insurance companies there are in comparison to other Northeastern states.

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Note that New Hampshire only has one life insurance company that operates specifically in the state, but that doesn’t mean affordable life insurance rates in New Hampshire are hard to come by. You can still access the best life insurance in New Hampshire with our free quote tool on this page.

New Hampshire Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In New Hampshire, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

New Hampshire Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with New Hampshire life insurance claims and other related matters.

Guaranty Association

If you need information about a life insurance or health insurance guaranty in New Hampshire, contact the New Hampshire Life & Health Insurance Guaranty Association at 1-603-472-3734 or visit the website.

Insurance Department

For the latest updates from the New Hampshire Department of Insurance, you can call 1-800-852-3416 or visit the website. The New Hampshire Insurance Department is your source for New Hampshire insurance laws, NH insurance department regulations, and the latest New Hampshire insurance bulletins.

You can also obtain up-to-date information on New Hampshire insurance license verification and State of New Hampshire insurance licensing for any agent or entity selling life insurance. In addition, you can access the New Hampshire Department of Insurance company lookup here.

Legal Info

QuickQuote is licensed to sell life insurance in New Hampshire under Agency License Number 0374371.

The licensed company principal is Tim Bain, Agent License Number 0351819.

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New Hampshire Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in New Hampshire. Get started now.