Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 30, 2020

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

We offer Wyoming residents life insurance from several of the best WY life insurance companies. Life insurance is very similar from state-to-state, with a few exceptions, so expect your Wyoming life insurance rates to differ.

However, this guide should help you understand the differences in Wyoming life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Wyoming.

Before we dive into this guide, find affordable Wyoming life insurance rates by clicking on our FREE quote tool above. Get started now.

Table of Contents

Wyoming Life Insurance Quotes

We offer Wyoming residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

Wyoming life insurance also offers residents a 30-day grace period, a guarantee of death claims during bankruptcy up to $300,000, and a timely payment of claims. 

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Life Insurance Rates in Wyoming

For a ballpark figure of what Wyoming life insurance rates look like, check out the chart below to see what the top companies charge based on age, marital status, and gender for both smokers and non-smokers. Your Wyoming life insurance quotes may be different, especially if you smoke.

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Also keep in mind that when it comes to Wyoming life insurance policies, term life is generally cheaper than whole life insurance policies. So, if you want a whole life policy, you can expect to pay more. 

In this next chart, you can also see how many Wyoming life insurance companies there are in comparison to other western states.

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As you can see in the above chart, zero life insurance companies operate specifically in the state of Wyoming, but that doesn’t mean fewer Wyoming life insurance policy options for you.

By using our free quote comparison tool on this page, you can still save money and get access to the best Wyoming life insurance available. 

Wyoming Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

In Wyoming, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Wyoming Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Wyoming life insurance claims and other related matters.

Guaranty Association

If you need information about a Wyoming life insurance or health insurance guaranty, contact the Wyoming Life & Health Insurance Guaranty Association at 1-303-292-5022 or visit the website.

Insurance Department

For the latest updates from the Wyoming Department of Insurance, call 1-307-777-7401 or visit the website. Here, you can learn about all things Wyoming state insurance.

You’ll have access to up-to-date information about the Wyoming employee group insurance and the State of Wyoming employee health insurance for employees of the State of Wyoming. Cigna Insurance is the underwriter for the state health plan.

You can also find resources for employee benefits information, i.e., the Wyoming state personnel rules, chapter 10-3(a). Additionally, former employees can access information and resources about the Wyoming retirement system here.

However, prospective state employees may need to contact the state government to look for the State of Wyoming jobs.

Legal Info

QuickQuote is licensed to sell life insurance in Wyoming under Agency License Number 6574.

The licensed company principal is Tim Bain, Agent License Number 51107.

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Wyoming Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Wyoming. Get started now.