Accordia Life vs. American Amicable: Best Life Insurance Company in 2021

When comparing insurers like Accordia Life vs. American Amicable, it is for the best that you analyze not only pricing but company ratings also. Accordia Life offers more competitive pricing than American Amicable to men and women of various ages. American Amicable holds the higher Better Business Bureau rating, and both companies hold an identical rating from A.M. Best.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 19, 2021

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Quick Facts

  • American Amicable has a higher rating from the Better Business Bureau
  • Both companies have an identical rating from A.M. Best
  • Accordia Life offers more competitive pricing than American Amicable to both men and women of various ages

Because you are here with us today, you must be looking for your next life insurance provider. The process of insurance comparison, no matter which field, can prove itself a difficult one. For this reason, today we are only going to be focusing on Accordia Life vs. American Amicable.

If you would like to learn more about American Amicable, be sure to read our American Amicable Life Insurance Review.

Before we begin our comparison of Accordia Life vs. American Amicable, type your ZIP code into our free and helpful tool above to find affordable life insurance quotes in your area.

Accordia Life vs. American Amicable: Which company offers the best rates to men?

When you begin comparing life insurers, or insurers of any sub-field for that matter, you probably want to start with what is most important. For most people, that’s pricing.

Let’s take a look at a table that will show the Accordia Life vs. American Amicable quotes and rates offered to men in their 50s and 60s for a 20-year $250,000 Term Life Insurance policy.

Ratings Comparison for AIG vs. John Hancock
Ratings AgencyAIG RatingJohn Hancock Rating
A.M. BestAA+
Better Business Bureau (BBB)FB
Fitch's RatingsA+A+
J.D. Power742737
Moody'sA2A2
Standard & Poor's (S&P)A+AA-
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As you can see, for men in their 50s, Accordia Life and Annuity Company is over 31 dollars per month cheaper than American Amicable. For men in their 60s, the disparity is even greater, with Accordia Life Insurance being slightly less than 37 dollars cheaper per month than American Amicable Life Insurance.

Let’s move on to the next section and see if Accordia Life is cheaper than American Amicable Life Ins. when it comes to rates offered to women of various ages. Also, be sure to read our Accordia Life Insurance Review [2021] to learn more specifics about this company.

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Accordia Life vs. American Amicable: Which company offers the best rates to women?

We’re now going to do the same thing we did in the last section, though this time it will be for the Accordia Life vs. American Amicable rates offered to women of various ages for a $250,000 20-year Term Life insurance policy.

Ratings Comparison for AIG vs. Liberty Mutual
Ratings AgencyAIG RatingLiberty Mutual Rating
A.M. BestAA
Better Business Bureau (BBB)FA+
Fitch's RatingsA+BBB+
J.D. Power742N/A
Moody'sA2A2
Standard & Poor's (S&P)A+A
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As you can see, for women in their 50s, Accordia Life is over 18 dollars cheaper per month than American Amicable. For women in their 60s, American Amicable is a whopping 47 dollars more expensive per month than Accordia Life.

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Accordia Life vs. American Amicable: Which company is more well-reviewed?

One final thing to analyze before making your decision as to which insurer is for you is how the companies are rated by A.M. Best and the Better Business Bureau (BBB).

The Better Business Bureau’s rating scale extends from the highest rating of A+ down to the lowest rating of F. Accordia Life received the BBB’s second-highest rating, which is an A. As of this point in time, Accordia Life is not accredited by the Better Business Bureau.

How did American Amicable do with the Better Business Bureau? Not only is American Amicable accredited by the Better Business Bureau, but it also has the highest rating of A+.

A.M. Best’s rating scale is slightly different from the Better Business Bureau’s. Their scale ranges from A++ down to a rating of D. Accordia Life received an A- rating from A.M. Best.

How did American Amicable do with A.M. Best? American Amicable has the same rating as Accordia Life, A- (Excellent).

So, in short, you have two excellent choices here. But, don’t let your insurance comparison of Accordia Life vs. American Amicable stop here. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.

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