AIG vs. Nassau Life: Best Life Insurance Company in 2021

When comparing AIG vs. Nassau Life, AIG life insurance rates for both men and women are cheaper than rates from Nassau Life. AIG has a better A.M. Best rating, but Nassau Life insurance company ratings from the Better Business Bureau are better than AIG insurance ratings. Nassau Life is no longer issuing new policies and is just maintaining current life insurance policies.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 3, 2021

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Quick Facts

  • On average, AIG life insurance rates are cheaper than Nassau Life
  • Nassau Life policies are written under the Phoenix name
  • AIG insurance has a better A.M. Best rating than Nassau Life

There are many life insurance providers to choose from, and comparing them side by side can be an effective way to make a decision. We’ll compare the rates and ratings of AIG vs. Nassau Life insurance companies to determine which is the best fit for you.

It should be noted that Nassau Life purchased Phoenix in 2016 and is no longer accepting new life insurance customers.

AIG and Nassau Life offer a variety of permanent life insurance options, as well as other services. Shop around and compare rates, products, and ratings before you choose between AIG vs. Nassau Life insurance.

The good news is that you don’t have to limit your options to AIG vs. Nassau Life. Enter your ZIP code to compare life insurance quotes from multiple companies near you for free.

AIG vs. Nassau Life: Which company offers more affordable rates to women?

Your life insurance rates are affected by a variety of factors, such as your age, gender, medical history, and habits.

This table shows you the average monthly AIG vs. Nassau Life insurance rates for non-smoking women of different ages. Keep in mind, Nassau Life insurance company is no longer issuing new life insurance policies.

AIG vs. Nassau Life Average Monthly Life Insurance Rates for Women
Age of Female Non-SmokerAIG Average Monthly Rates $100,000/20-yearNassau Life Average Monthly Rates $100,000/20-year
25$10.60$15.40
30$10.69$16.14
35$11.07$18.99
40$11.50$22.52
45$14.42$28.48
50$19.81$42.11
55$27.46NA
60$47.89NA
65$81.95NA
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The AIG average life insurance rates for women are cheaper than the Nassau Life rates. Also, Nassau Life doesn’t offer coverage to women ages 55 and older.

It’s important to note that average rates will be higher if you smoke or have health issues.

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AIG vs. Nassau Life: Which company offers more affordable rates to men?

Now, let’s compare average monthly rates for AIG and Nassau Life for men who don’t smoke.

AIG vs. Nassau Life Average Monthly Life Insurance Rates for Men
Age of Male Non-SmokerAIG Average Monthly Rates $100,000/20-yearNassau Life Average Monthly Rates $100,000/20-year
25$10.94$17.69
30$10.94$17.43
35$11.17$20.37
40$14.14$26.15
45$17.59$34.78
50$26.16$51.69
55$37.26NA
60$55.75NA
65$99.29NA
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Once again, AIG insurance is the cheaper choice. Nassau Life also does not offer coverage to men ages 55 and older.

You can’t really compare AIG vs. Nassau Life insurance quotes. While you can get an online quote from AIG, Nassau Life is no longer writing new life insurance policies. The company is simply maintaining its current policies.

AIG vs. Nassau Life: Which company is more well-reviewed?

Ratings are also important when choosing a life insurance company. Even if a company has the cheapest rates, if it’s not reliable, it’s not the right provider for you.

A.M. Best evaluates companies on their financial health. Ratings go from A++ all the way down to D. AIG received an A, showing an excellent ability to meet financial obligations. Nassau Life insurance received a B+, meaning it has a good ability to meet its obligations.

With the Better Business Bureau (BBB), ratings range from A+ down to F. AIG received a B rating, and the Nassau Life insurance company rated an A+. Neither company is BBB accredited.

Nassau Life and AIG are very different companies. Since Nassau Life took over Phoenix, the company no longer writes life insurance policies. It is focused on annuities and simply maintains current Phoenix life insurance policies.

AIG, on the other hand, offers a variety of products. Not only can you get several types of life insurance, but you can also purchase AIG retirement services. There are no AIG stock services, but you can find AIG auto insurance and health insurance.

You can use your AIG login to make payments, manage your accounts, and update your beneficiaries.

To learn more, read our AIG life insurance review and our Phoenix life insurance review.

We’ve gone over your options for affordable AIG vs. Nassau Life insurance. Compare products, rates, and ratings to decide if either company is right for you.

Keep in mind that you don’t have to choose between AIG vs. Nassau Life insurance. There are many other companies out there that offer affordable life insurance. Enter your ZIP code now to compare life insurance quotes from companies near you for free.

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