Heart Disease and Life Insurance

The relationship between heart disease and life insurance is important to understand. Heart disease is the number one killer of women in the U.S. and is responsible for every one in three deaths. Heart disease can also make it harder to find affordable life insurance coverage. Start comparing life insurance quotes below in order to find the best rates for you.

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Tim is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites.

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UPDATED: Oct 28, 2020

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Heart disease is the number one killer of women in the US. In fact, it’s more deadly than all forms of cancer combined, and is responsible for one out of every three deaths. This is an astonishing — and frightening — statistic. And it’s only the beginning.

  • An estimated 43 million women in the US are affected by heart disease.
  • Heart disease kills more women than men each year. 
  • 1 in 3 women dies each year from heart disease compared with 1 in 31 from breast cancer. 
  • Only 1 in 5 women believes heart disease in her greatest health threat. 

Table of Contents

The Impact on Your Term Life Insurance

Heart disease is a leading cause of rated and declined term life insurance applications. Life insurance companies weigh cardiovascular-related factors heavily when they consider you for coverage. Some of the factors they look closely at are:

  • Medical history of heart disease
  • Family history of heart disease
  • Heart issues such as valve disorders
  • History of stroke
  • Cholesterol levels
  • Cholesterol/HDL levels
  • Triglyceride levels
  • Blood pressure readings 

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Heart Disease and Term Life Insurance Resources

We’ve written dozens of articles and blog posts about heart disease and how it affects your life insurance policy. We’ve even taken a fun look at some things you might not know about the heart. Take a look at a few of them to learn how you can buy a policy and possibly save some money in the process!

Heart Health: Ace These Tests to Save on Term Life Insurance

Heart Health: The Impact on Your Term Life Insurance

How Term Life Insurance Companies Look at Your Heart 

Term Life Insurance: Save Money With a Healthy Heart

Sources:  goredforwomen.org, American Heart Association

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