Term Life Insurance for Non-US Citizens
Many life insurance companies will consider an application for term life insurance for non-U.S. citizens. Non-U.S. citizens seeking term life insurance must be legal permanent U.S. residents for a certain length of time, have a permanent or temporary visa, and demonstrate the intent to stay in the U.S. permanently. Compare term life insurance quotes for non-U.S. citizens using our quick and easy tool below.
Ready to compare quick life insurance quotes?
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
UPDATED: Oct 28, 2020
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
Most people know Cinco de Mayo is Spanish for ‘fifth of May.’ However, many people do not know the true meaning of the Mexican holiday. Contrary to popular belief, Cinco de Mayo is not Mexico’s version of the Fourth of July in the US. Mexico gained its independence on September 16th. Rather, Cinco de Mayo is celebrated in parts of Mexico as the day the Mexican army defeated French forces in a historic battle in 1862.
The day is more celebrated in the US than in Mexico. In the US, Cinco de Mayo is a celebration of Mexican culture and heritage. And of course, that’s reason enough for us to bring out the maracas, sombreros, and margaritas!
The US Census Bureau estimated the Hispanic population in the US in July of 2009 was over 48 million, or roughly 16 percent of the total US population. Hispanics are the fastest growing major population group in the US. Approximately 65 percent of Hispanics are of Mexican origin, and many are not US citizens.
How do life insurance companies underwrite applications from Non-US citizens?
Most life insurance companies will consider an application for term life insurance from a Non-US citizen. While company guidelines vary, most applicants must adhere to the following:
- The applicant must be a legal permanent US resident for a certain length of time (this can range from 1 – 5 years).
- Some life insurance companies require a permanent Visa or Green Card.
- Some life insurance companies will allow certain temporary Visas, such as E 1-2, H-1B, H-4, K 1-4, L-1A, L-1B, and L-2.
- Student Visas are not considered.
- The applicant must demonstrate the intent to stay in the US permanently.
- Some life insurance companies will give individual consideration based on the circumstances.
We hope you all enjoy your Cinco de Mayo fiestas!