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Life Insurance for Newlyweds [2023]

The choice to enter into a marriage or civil union with another person may be the most influential of your life, and discussing financial plans is an essential conversation for a couple to have. Whether or not to purchase life insurance for newlyweds is an important topic to discuss when planning for your financial future...

The choice to enter into a marriage or civil union with anot...

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Life Insurance for Smokers (2023)

Most people understand the detrimental impact of smoking on your health, but did you realize how significantly it could impact your life insurance rates? If you smoke cigarettes or consume tobacco in any way, life insurance companies may increase your rates by as much as 100%. Unfortunately, life insurance for smokers is often much more...

Most people understand the detrimental impact of smoking on ...

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Do life insurance companies test for drugs?

Do life insurance companies test for drugs? That’s a question many potential policyholders are asking. And the answer is yes — life insurance companies test for drugs to determine if they will provide coverage.  This testing can include prescription and illicit substances. If they find any of these in your system, it can result in...

Do life insurance companies test for drugs? That’s a q...

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Does your job affect your life insurance?

Does your job affect your life insurance? It may seem like an odd question. After all, we often think of life insurance as personal and separate from our work, but the reality is that one’s chosen profession can impact their coverage meaningfully.  Insurance companies will classify some jobs as more “hazardous” than others, and those...

Does your job affect your life insurance? It may seem like a...

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Life Insurance for Families [2023]

If you’re shopping for life insurance for families, you may be curious about how to filter through the countless family life insurance plans. The best way to approach family life insurance policies is to determine what you need before shopping for coverage. The nature of your family, your needs, and those of your dependents will...

If you’re shopping for life insurance for families, yo...

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How to Get Term Life Insurance with Sleep Apnea

Sleep apnea affects millions of Americans and can be deadly if left untreated. But if treated properly, you can get term life insurance with sleep apnea.

Sleep apnea affects millions of Americans and can be deadly ...

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How To Get Life Insurance With Breast Cancer [2023]

A breast cancer diagnosis means you'll have to wait before you can get term life insurance. How long depends on factors such as diagnosis and treatment.

A breast cancer diagnosis means you'll have to wait before y...

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How To Get Life Insurance With Lupus [2023]

Mild cases of lupus can cause higher rates on your term life insurance policy. And severe cases can result in a decline. See how insurance companies decide.

Mild cases of lupus can cause higher rates on your term life...

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How To Get Life Insurance With a Terminal Illness [2023]

The average person can get permanent life insurance relatively easily. But what about life insurance for the terminally ill? Someone suffering from a terminal illness or other serious medical condition is considered “high risk” by most insurance companies. Still, there are life insurance options available. We’ll discuss life insurance options for people with terminal illnesses....

The average person can get permanent life insurance relative...

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Life Insurance for Teachers [2023]

Life insurance for teachers can be very affordable. It is one of the few professions where life insurance is typically offered by employers as a benefit at little to no cost to teachers. Teachers also have the option to get teacher life insurance through their NEA membership, which will help save them money on their...

Life insurance for teachers can be very affordable. It is on...

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How To Get Life Insurance With Depression [2023]

Millions of Americans live with depression, which ranges from mild to severe. The type and treatment both determine if you can get term life insurance.

Millions of Americans live with depression, which ranges fro...

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How To Get Life Insurance While Pregnant [2023]

It's smart to think about term life insurance when starting a family. But if you're already pregnant, you may have some obstacles in the way.

It's smart to think about term life insurance when starting ...

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Buying Life Insurance for Parents [2023]

If you are worried about the financial impact after the death of your parents, you need to find out if your parents have term or permanent life insurance. Buying life insurance for parents could be an effective way of providing financial stability for their beneficiaries. Buying a life insurance policy for someone else can be...

If you are worried about the financial impact after the deat...

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Life Insurance for Low-Income Individuals [2023]

Did you know some people can receive free life insurance? Life insurance quotes are free, but there are specific programs that provide life insurance at no cost. These life insurance programs last for a short time and have strict qualifications. But you can secure affordable life insurance for low-income individuals. Read through this guide to...

Did you know some people can receive free life insurance? Li...

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Life Insurance for Low-Income Families [2023]

Group life or term life insurance quotes are the cheapest for low-income families. Lincoln National has the lowest life insurance rates, but coverage depends on several factors. Learning more about life insurance for low-income families will help you find affordable coverage. Before you buy life insurance for low-income families, enter your ZIP code above to...

Group life or term life insurance quotes are the cheapest fo...

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How To Get Life Insurance With an Amputated Limb [2023]

Permanent and term life insurance quotes are available for amputees. The rates and available coverages depend on why the amputation occurred. Understanding how life insurance companies view amputations will help you find the best life insurance for an amputee. Before you learn more about life insurance for an amputee, enter your ZIP code to find...

Permanent and term life insurance quotes are available for a...

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Life Insurance for High-Risk Individuals [2023]

Finding life insurance for high-risk individuals can feel like a daunting task. Whether you’re deciding between term or permanent life insurance coverage, being high-risk can make finding life insurance coverage more of a challenge, and the cost of insurance can vary from one company to the next. If you are high-risk, you can still find...

Finding life insurance for high-risk individuals can feel li...

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Life Insurance for Inmates [2023]

Getting life insurance for inmates is challenging. Most insurance companies are not willing to take on the risk of insuring someone in prison.  When life insurance companies write policies for felons, the most common types are guaranteed issue or Accidental Death & Dismemberment (AD&D) policies. This type of life insurance offers minimum benefits for funeral...

Getting life insurance for inmates is challenging. Most insu...

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Life Insurance for Nurses [2023]

While just about everybody should be concerned with making sure they have enough life insurance coverage, nurses especially need to take it into consideration due to their potentially dangerous work. Life insurance for nurses can be a little confusing though. Isn’t your employer-provided life insurance enough? Which types of term life insurance are best? Where...

While just about everybody should be concerned with making s...

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