Life Insurance by Substance Use

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Life Insurance for Tobacco Chewers

Chewing tobacco is just as dangerous as smoking cigarettes in the eyes of the life insurance companies. Therefore, life insurance for tobacco chewers is classified the same way as smokers by life insurance companies. Smoker rates for term life insurance policies are much higher than non-smoker rates. The disparity between smoking and nonsmoking life insurance...

Chewing tobacco is just as dangerous as smoking cigarettes i...

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How to Get Term Life Insurance for Alcoholics

A history of alcohol addiction and treatment can have a negative impact on your term life insurance application. Here are things to look for when applying.

A history of alcohol addiction and treatment can have a nega...

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Term Life Insurance: E-Cigarette Use May Result in Tobacco RatesPost

Term Life Insurance: E-Cigarette Use May Result in Tobacco Rates

Do you vape? Many people are turning to e-cigarettes as an alternative to smoking or in an effort to quit altogether. But using these devices may result in tobacco rates on your life insurance policy.

Do you vape? Many people are turning to e-cigarettes as an a...

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